Disclaimer

Effective Date: April 12, 2026

1. Cost Estimates Are Informational Only

All cost estimates provided by SOZOMOTO — including total monthly ownership costs, insurance projections, financing calculations, tax estimates, and maintenance forecasts — are for informational purposes only and do not constitute financial advice. You should consult with a qualified financial advisor before making any financial decisions based on information provided through our Service.

2. Insurance Quotes Are Not Binding

Insurance quotes displayed on SOZOMOTO are preliminary estimates provided by third-party insurance carriers. These quotes are not binding offers of coverage. Final premium amounts, terms, and conditions are determined by the insurance carrier upon completion of their underwriting process and may differ from the estimates shown on our platform.

3. Loan Pre-Qualifications Are Not Guaranteed Approvals

Loan pre-qualification results displayed on SOZOMOTO indicate a preliminary assessment by our lending partners and are not guaranteed loan approvals. Final loan approval is subject to the lender's full underwriting process, which may include a hard credit inquiry. Interest rates, loan terms, and approval decisions may differ from pre-qualification estimates.

4. Vehicle Pricing May Vary

Vehicle prices displayed on SOZOMOTO are sourced from dealer listings and third-party data providers. Actual pricing may vary by dealer and location. Prices may change without notice due to market conditions, dealer inventory, incentives, and other factors. Always confirm pricing directly with the dealer before making a purchase decision.

5. SOZOMOTO Is Not a Licensed Broker, Advisor, or Lender

SOZOMOTO is a technology platform that connects consumers with insurance carriers, lenders, and dealers. SOZOMOTO is not a licensed insurance broker, financial advisor, or lender. We do not underwrite insurance policies, make lending decisions, or provide personalized financial advice. All insurance, lending, and dealership services are provided by their respective third-party partners.

6. Third-Party Data Accuracy

SOZOMOTO aggregates data from multiple third-party sources including vehicle databases, insurance carriers, lending institutions, and government agencies. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of data provided by third parties. SOZOMOTO is not responsible for errors or omissions in third-party data.